Under the Kisan Credit Card scheme, short-term credit support is given to farmers for which of the following purposes? 1. Working capital for maintenance of farm assets 2. Purchase of combine harvesters, tractors and mini trucks 3. Consumption requirements of farm households 4. Post-harvest expenses 5. Construction of family house and setting up of village cold storage facility Select the correct answer using the code given below: Correct Answer 1, 3 and 4 only The correct answer is 1 3 and 4 only. The Kisan Credit Card scheme aims at providing adequate and timely credit support from the banking system under a single window with the flexible and simplified procedure to the farmers for their cultivation and other needs as indicated below: To meet the short term credit requirements for the cultivation of crops Post-harvest expenses; Produce marketing loan Consumption requirements of farmer household Working capital for maintenance of farm assets and activities allied to agriculture Investment credit requirement for agriculture and allied activities. Hence 1 3 and 4 is the correct answer. The Kisan Credit Card Scheme detailed in the ensuing paragraphs is to be implemented by Commercial Banks, RRBs, Small Finance Banks, and Cooperatives. Additional Information The Kisan Credit Card (KCC) scheme was introduced in 1998 for the issue of Kisan Credit Cards to farmers on the basis of their holdings for uniform adoption by the banks so that farmers may use them to readily purchase agricultural inputs such as seeds, fertilizers, pesticides, etc. and draw cash for their production needs. Eligible Farmers - individual/joint borrowers who are owner cultivators Tenant farmers, oral lessees & sharecroppers Self Help Groups (SHGs) or Joint Liability Groups (JLGs) of farmers including tenant farmers, sharecroppers, etc. The short term loan limit arrived for the 5th year plus the estimated long term loan requirement will be the Maximum Permissible Limit (MPL) and is to be treated as the Kisan Credit Card limit.